IMPACT OF MICRO CREDIT SCHEME FOR PERSONS WITH PHYSICAL DISABILITIES IN HERAT, AFGHANISTAN.

Jean Fiasse

Abstract


The present study presents the results and impact of the micro credit scheme of the International Committee of the Red Cross (ICRC) physical rehabilitation centre in Herat, Afghanistan. The author used a descriptive method to retrospectively analyse the data. Results showed that the repayment rate is 70% and impact 6 months after completing the loan is that 65% of the clients continued with their business, showing improved confidence and living conditions.  There was an element of “exclusion by others”, which should be studied further and analysed through interactions with the neighbourhood community during the first interview at the client’s home. When necessary, an awareness programme should be carried out within the community.  “Exclusion by staff” appears to exist for persons with paraplegia, as there is a trend to prioritise the sustainability of the scheme instead of its accessibility to the most vulnerable groups. Since the beginning of 2009 however, efforts are under way to register persons with paraplegia and to involve physiotherapists in their follow- up.

Key words: Impact of micro-credit, persons with disabilities, Afghanistan

DOI 10.5463/DCID.v22i1.8


Keywords


Impact of micro-credit ; persons with disabilities ; Afghanistan

Full Text:

PDF

References


Wibault T. Itinéraires : Réfugiés afghans, réfugiés de longue durée. Migrations

Magazine 2010 ; 2 :28-31.

.Elwan A. Poverty and Disability: a survey of literature. World Bank. Social protection

discussion papers series no:9932.1999

Handicap international. Understanding the challenge ahead. National Disability Survey in

Afghanistan 2005.

Cairo A. Chroniques de Kaboul. Paris, Presse Universitaire de France (P.U.F.) 2007

Simanowitz A. Microfinance for the poorest: A review of issues and ideas for contribution of impact. GAP Microfinance Gateway 2001:Retrieved March 2007.

Velema JP. Best practices in the socio-economic rehabilitation of persons affected by leprosy and other marginalised people in their communities: findings from nine evaluations in Bangladesh, India and Africa. Asia Pacific Disability Rehabilitation Journal 2008.20 (2):3-18.

Cairo A. Afghanistan: Micro-credit programme for the disabled. International Committee of the Red Cross (I.C.R.C.). April 2003

Lewis,C.Microfinance from the point of view of women with disabilities: lessons from

Zambia and Zimbabwe. Gender and Development 2004,12:28-39.

doi:10.1080/13552070410001726496

Thomas M. Feasibility of integrating people with disabilities in savings and credit programmes in Bangladesh. Asia Pacific Disability Rehabilitation Journal 2000;11(1):27-31.

Handicap International. Good practices for the economic integration of landmine

victims and people with disabilities. Handicap International 2005: Retrieved March 2007

Cramm JM, Finkenflugel H. Exclusion of disabled people from microcredit in Africa

and Asia: A literature study. Asia Pacific Disability Rehabilitation Journal 2008;19(2):15-33

Roy M. Microcredit for self-employed disabled persons in developing countries. Atlas Alliance, Norway 2005.




DOI: https://doi.org/10.5463/dcid.v22i1.8



Copyright (c) 2015 Jean Fiasse

Creative Commons License
This work is licensed under a Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 International License.

Supported by:

netherlandsleprosyrelief_logo_rgb_-_new_logo_2014_120                   

© Disability, CBR & Inclusive Development